CRA Public File
Legence Bank takes great pride in our commitment to the communities in which we live, work and serve.
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Community Reinvestment Act Notice
Under the federal Community Reinvestment Act (CRA), the Federal Deposit Insurance Corporation (FDIC) evaluates our record of helping to meet the credit needs of this community consistent with safe and sound operations. The FDIC also takes this record into account, when deciding on certain applications submitted by us.
Your involvement is encouraged.
You are entitled to certain information about our operations and our performance under the CRA, including, for example, information about our branches, such as their location and services provided at them; the public section of our most recent CRA Performance Evaluation, prepared by the FDIC; and comments received from the public relating to our performance in helping to meet community credit needs, as well as our responses to those comments. You may review this information today.
At least 30 days before the beginning of each quarter, the FDIC publishes a nationwide list of banks that are scheduled for CRA examination in that quarter. This list is available from the Regional Director, Division of Compliance and Consumer Affairs, FDIC, 500 West Monroe, Suite 3500, Chicago, IL, 60661. You may send written comments about our performance in helping to meet community credit needs to Kevin Beckemeyer, President/CEO, Legence Bank, 1200 US HWY 45, P.O. Box 569, Eldorado, IL, 62930 and the FDIC Regional Director. You may also submit comments electronically through the FDIC’s website at
www.fdic.gov/regulations/cra. Your letter, together with any response by us, will be considered by the FDIC in evaluating our CRA performance and may be made public.
You may ask to look at any comments received by the FDIC Regional Director. You may also request from the FDIC Regional Director an announcement of applications covered by the CRA filed with the FDIC. We are an affiliate of First Eldorado Bancshares, a bank holding company. You may request from the Federal Reserve Bank of St. Louis, P.O. Box 442, St. Louis, MO, 63166 an announcement of applications covered by the CRA filed by bank holding companies.
CRA Performance Evaluation
CRA Performance Evaluation
List of Services
Leasing
Agriculture Leasing
Equipment Leasing
Municipal Leasing
Loans
Agriculture Real Estate Loans
AgXpress Loans
Auto Loans
Business Lines of Credit
Business Loans
Commercial Real Estate Loans
Equipment Loans
FSA Guaranteed Loan
Home Equity Lines of Credit (HELOC)
Home Mortgage Loans
Livestock Loans
Operating Lines of Credit
Personal Loans
Recreational Land Loans
SBA Guaranteed Loans
Solar Loans
USDA Guaranteed Loans
Personal Savings
Certificates of Deposit (CDs)
Christmas Club Savings Account
First Gold Money Market Account
Individual Retirement Accounts (IRAs)
Passbook Savings Account
Young Saver Account
Personal Services
Card Controls
Debit Card Alerts
Go!Focus Budgeting Tool
Online Banking
SPIN Person to Person (P2P) Payments
Visa Debit Card
Loan to Deposit Ratios
Loan to Deposit Ratios
CRA Branch Listing
CRA Branch Listing
Assessment of Area Maps
Branch Census Tract Demographics
Benton Branch Demographics
Carbondale Branch Demographics
Corporate Office Demographics
Eldorado Branch Demographics
Evansville Branch Demographics
Galatia Branch Demographics
Harrisburg Branch Demographics
Johnston City Branch Demographics
Marion Branch Demographics
Metropolis Branch Demograpghics
Mount Vernon Branch Demographics
Shawneetown Branch Demographics
Vienna Branch Demographics
County Census Demographics
Franklin County Demographics
Gallatin County Demographics
Jackson County Demographics
Jefferson County Demographics
Johnson County Demographics
Massac County Demographics
Saline County Demographics
Vanderburgh County Demographics
Williamson County Demographics
County Maps
Franklin County Map
Gallatin County Map
Jackson County Map
Jefferson County Map
Johnson County Map
Massac County Map
Saline County Map
Vanderburgh County Map
Williamson County Map
Open and Closed Branches
Closed Branches
Mounds Branch Closure
Mounds Branch Closure - Letter to Loan Customers
Mounds Branch Closure - Letter to Safety Deposit Box Customers
Mounds Branch Closure - 90 Day Letter to Customers
Public Comments and Responses
CRA Disclosures
Legence Bank's CRA Disclosure Statements may be obtained on the Federal Financial Institution Examination Council's Web site at www.ffiec.gov/cra
HDMA Disclosures
HMDA-Disclosure
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